Paperstac

For Institutions

A modern platform built around the process you already know

Paperstac was designed for banks, servicers, funds, and institutional organizations that do not need a new process. They need a better way to run the one they already have.

Institutional transactions do not need to be reinvented. Paperstac supports the process your team already uses, bringing it into a more efficient, organized, and transparent environment. Whether you are running a single disposition or an ongoing forward-flow program, Paperstac improves execution without disrupting the way you work.

Institutional Challenges We're Built For

Fragmented execution

Complex transactions spread across spreadsheets, email threads, and disconnected systems with no single source of truth.

Counterparty access

Finding and qualifying the right buyers or sellers for institutional-scale transactions without a structured marketplace.

Diligence and compliance overhead

Managing data rooms, document access, approval chains, and audit trails manually across multi-party deals.

Operational burden at scale

Running portfolio sales, structured auctions, or forward-flow programs without repeatable infrastructure or dedicated support.

Limited control over the process

Relying on brokers or ad-hoc channels that don't give you visibility into deal status, participant activity, or execution quality.

One-size-fits-all platforms

Tools designed for simple trades that can't handle the complexity, permissions, or workflows institutional deals require.

Delivery Models

Three ways to participate

Institutional participants can engage through any of Paperstac's three marketplace tiers — depending on transaction complexity, volume, and how much operational support you need.

Open Access

Member Marketplace

Access Paperstac's full network of 20,000+ verified participants for self-directed transactions. No minimums, no gatekeeping. Ideal for one-off sales, testing the market, or reaching a broad buyer audience when you don't need managed execution.

  • List assets directly to a large, verified audience
  • Self-serve deal management and bid handling
  • Auto-generated PSAs and closing documents
  • Transaction fees only on closed deals

Best for institutions running one-off dispositions or accessing a broad buyer pool without managed support.

Managed Access

Institutional Marketplace

White-glove execution through Paperstac's Trade Desk-operated managed marketplace. For $1M+ portfolio transactions, structured auctions, and complex multi-party deals that need dedicated coordination and diligence oversight.

  • Trade Desk manages end-to-end execution
  • Curated deal flow and qualified counterparties
  • Secure data rooms and diligence environments
  • Structured auction and forward-flow support

Best for complex, high-value transactions where you want professional execution without the operational burden.

Your Own Marketplace

Enterprise — Managed Marketplaces

Launch a branded, permissioned marketplace on Paperstac's infrastructure with your domain, your branding, participant rules, and your economics. The same Managed Marketplace model that powers the Institutional Marketplace, configured for your organization.

  • Custom domain or Paperstac subdomain
  • Curated participant lists and configurable access controls
  • Marketplace-level economics. Set commissions on transactions
  • Optional Trade Desk assistance or entirely self-operated

Institutional Marketplace

The fastest path to managed execution

The Institutional Marketplace is a working Managed Marketplace, operated by Paperstac's Trade Desk, serving as both the platform's flagship institutional program and a real-world example of the Enterprise infrastructure.

For many institutions, this is the fastest path to value: no marketplace setup, no operational overhead just qualified access to curated deal flow and managed execution.

  • 01

    For institutional sellers

    The Trade Desk manages buyer coordination, diligence oversight, and deal execution so you can focus on outcomes, not logistics.

  • 02

    For institutional buyers

    Pre-qualified deal flow, structured diligence packages, and dedicated execution support from bid to close.

  • 03

    Structured auctions & portfolio sales

    Competitive bidding, controlled information release, and managed execution for high-value dispositions.

  • 04

    Forward-flow & recurring programs

    Build ongoing pipelines with pre-qualified counterparties, standardized terms, and repeatable execution frameworks.

  • 05

    Secure diligence environment

    Permission-based data rooms, document versioning, and controlled access scoped to each deal and participant.

Asset Coverage

Supported & Expanding Debt Types

Institutional programs support a growing range of debt instruments across all delivery models. Core asset types are fully supported today, with additional categories expanding through select programs.

Mortgage Notes

Core

The foundation of Paperstac's marketplace. Fully supported across all transaction types and delivery models.

  • Performing & re-performing loans
  • Non-performing & sub-performing loans
  • 1st lien & 2nd lien positions
  • Residential & small commercial
  • Seller-financed & contract-for-deed

Business Debt

Expanding

Growing support for business and commercial debt instruments through institutional programs and platform expansion.

  • SBA loans & government-guaranteed
  • Commercial real estate debt
  • Equipment & asset-backed lending
  • Business lines of credit

Private Financing

Select Programs

Available through curated institutional programs for qualified participants with specific origination or acquisition needs.

  • Private mortgage originations
  • Hard money & bridge loans
  • Fix-and-flip & DSCR loans
  • Non-QM & alternative credit

Asset type availability varies by marketplace and delivery model. Contact the Trade Desk for questions about specific instruments or expanding programs.

Frequently Asked Questions

Institutional FAQ

Common questions about institutional participation on Paperstac.

Ready to Get Started?

Join thousands of participants who trust Paperstac for secure, efficient debt trading.